Baccarat Rules

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Play Baccarat at TotePlay Baccarat at Golden PalacePlay Baccarat at Intercasino
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Take yourself back to James Bond's Baccarat duel with Le Chiffre...

Baccarat is the casino table game often seen in films when swanky Europeans, like Bond are playing in a swanky Monte Carlo casinos. But Baccarat can be found in almost all online casinos for one reason, it's one of the simplest casino games to play and takes very little brain power to master.  In Baccarat, all you do is decide if you want to bet on the Banker or Player and how much you want to bet. Read on for more detailed look at Baccarat...

Online Casino Rules for Baccarat

The object of online Baccarat is simple, the player tries to obtain a hand with a point value total closest to the number nine. Aces count as one; two through to nine as their face value; ten's and face cards (those with a face on them) count as zero. If the total value of the hand is ten points or more, subtract ten, and the remainder is the baccarat point value of the hand.

For example: 7+6=13=3 and 4+6=10=0

How to Wager in Online Baccarat

Place your wager on the banker's hand and/or on the player's hand and/or on a tie. The player and the banker are then each dealt a two card hand. In certain cases, a third card is dealt to the player or the banker or both (Third Card Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are shuffled each round.

The player closest to 9, wins.

If you bet on the player and the player wins, you are paid two for one winnings on your bet. If you bet on the baccarat banker and the banker wins, you are paid two for one minus 5% (usually) which is the banks commission. If both the baccarat player's hands and the banker's hand have equal totals, the game result is a tie. If you have placed a bet on the tie field, your payoff is a very healthy 9 for 1.

The Baccarat Third Card Rule

The following baccarat rule chart shows when the player and/or the banker will automatically be dealt (i.e. draws) a third card in the baccarat game:

Baccarat Player

Point Value of First 2 CardsAction
0-1-2-3-4-5Draws a Card
8-9'Natural hand', no further draw

Baccarat Banker

Point Value of First 2 CardsDraws when the player's third card is:Does not draw when the player's third card is:
0-1-2Always draws a card 
7Always stands 
8-9Player cannot drawPlayer cannot draw


If either the player and/or the Banker has a total of 8 or 9, they both stand. This Rule overrides all other rules.

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